Why Budget?
Before talking about what it’s like to live with a budget, let’s look at life without a budget. You can let each dollar do its “own” thing. Have you ever heard someone say that as long as they have checks in their checkbook, they can write them? That is not taking into account what the balance may be or what checks may have been written. Folks also will write checks and keep a register but do not have a plan for their money. It may be possible to operate without a plan for a while and be OK, but it will catch up with you. But this way of dealing with your money is characterized by: In the back of your mind you are concerned about cutting it too close…